Joseph (Joe) Summers, Director of Investment Services, is responsible for the management of UACD’s investments and for the development of structures and financing packages for NMTC projects. Joe has 30 years of experience in financial and real estate markets, including projects in low-income communities. Joe directs UACD’s investment strategy, providing a mix of low-cost, flexible equity and low-interest subordinate debt with equity-like features to mixed-use urban redevelopment projects, minimizing required cash outlays and enhancing both the project’s overall viability and its ability to provide financial incentives to prospective tenants. He is seasoned in raising and deploying capital and has raised more than $500MM in capital from profit-motivated investors, as well as governmental and philanthropic sources. Joe is widely recognized as a guru of creative public private financing, having closed financing on over $1 BB of debt and equity, often requiring a careful mix of HTCs, CDBG, Brownfield, TIF and other resources. Joe leads the finance advisory services at Cross Street Partners and has a Bachelor of Science in accounting from the University of Baltimore.